Clara is an AI debt recovery assistant for freelancers and small businesses in England & Wales. It helps you turn an unpaid invoice into a legally structured Letter Before Action in minutes — no solicitor required.
Clara guides you through the legally correct process — no legal jargon, no confusion, no expensive solicitor fees.
Tell Clara what happened in plain English. Unpaid invoice, work completed and ignored, payment terms breached — she handles it.
She asks the right questions to build a complete picture of your claim — dates, amounts, evidence, prior contact.
Clara gives you an honest assessment of your claim based on what you've shared — so you know where you stand before you send anything.
A fully formatted, Pre-Action Protocol compliant Letter Before Action — ready to send. Plus MCOL guidance if they don't respond.
Every letter Clara generates follows the Pre-Action Protocol for Debt Claims — the legal requirement before filing in court.
Clara reviews what you've shared and gives you an honest assessment of your claim's indicators — so you can make an informed decision before sending anything.
A professionally formatted LBA with your details, the debt particulars, a 14-day response deadline, and court filing warning.
If they don't respond, Clara walks you through filing a claim via Money Claim Online — the County Court's online portal.
Your dispute details are never stored or shared. Each session is completely confidential.
Your letter is ready in minutes, not days. No waiting for a solicitor appointment. No back and forth.
Pay only when you need it. No monthly fees, no hidden costs. Just a professional letter that gives you the best possible first step.
Clara provides legal information, not legal advice. The letters and guidance generated are for informational purposes only and do not constitute a solicitor-client relationship. Results are not guaranteed — a Letter Before Action is a formal first step, not a guarantee of payment. For complex disputes, matters involving significant sums, counterclaims, or if you are unsure of your legal position, we strongly recommend consulting a qualified solicitor. Clara Disputes is not a law firm and is not regulated by the Solicitors Regulation Authority.